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Member Disclaimer & Copyright Agreement

Membership Agreement

Carefully go through the following warnings and the subsequent agreement. Becoming a student/member at the school will imply that you have read all legal disclaimers and agreements. Should you not agree with any part of this document you should cancel your membership with us. If you need further clarification, you may contact us at any time. Once you agree to the terms below, the agreement is in full force and you are legally bound to the covenants contained herein.

Risk Warning

Trading is risky

Trading on margin carries a much higher level of risk than trading cash on a dollar for dollar basis. Therefore it may not be suitable for you as an investor. The high leverage available with Forex brokers can work against you as well as for you. Before deciding to trade Foreign Exchange (Forex), Stocks, Futures or CFDs you should carefully study the material on this forum to assist you to properly assess your investment objectives before trading your money in the markets. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore you should not invest money that, if lost, would adversely affect your present lifestyle. We strongly recommend that you use the material provided in the forum in order to determine your potential as a trader while trading either a demo account or a small account with a very low amount of money – before risking large amounts.

White Oak Trading University community and forum

Any trading systems, opinions, forum posts, videos, chat sessions, teaching sessions, news releases, videos, research, analyses, or other information contained on this website is provided as educational commentary, and does not constitute investment advice. White Oak Capital Investments Corp. will not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on such information.

White Oak Trading University is neither a signal service nor do we trade anyone’s money. White Oak Trading University is a place to learn how the markets work by applying supply/demand principles and combining the CFTC Report data to enhance your own trading decisions, it does not provide you with any signals or is entitled to trade your money. You are solely responsible for the risk you take with your money.

Furthermore, the forum does not provide advice on how much capital you should invest nor do we want to know anything about your financial background nor will we advise you of such. Any instance where you may be inclined to conclude that we are providing specific financial or investment advice for your particular situation is a misapprehension of our meaning or intent. Whatever advice we provide is provided as a uniform guideline or set of instructions that is the same for every person (member). For instance, if we said that “you should exit from a long trade once price hits opposing supply level” – that instruction is not to be construed as being intended for you in your specific situation but rather to be taken to mean what we would say to anyone trading that system in that situation.

Having paid the monthly tuition entitles the subscriber to contribute to the forum’s channels following certain rules that will be updated under our Forum Rules. Failing to comply with the clear rules stated in the above mentioned channel within the private forum’s, can end up revoking the subscriber’s account, preventing them from contributing as an active subscriber and not allowing access to any content provided by White Oak University or Kevin Araujo. They may even have their account eliminated from the system.

White Oak Trading University will update our Watchlist and trade ideas, but let it be known that all posts are intended to be for educational purposes and are intended to help you learn how we locate trading opportunities and manage trades. White Oak Trading University does not trade anyone’s money, members should learn from the lessons and classroom sessions provided in this membership and apply them. The community and forum will be used to ask for advice on how to apply the concepts and principles we teach on very specific scenarios, White Oak Trading University is not responsible for any losses taken by members by following the schools learning material, video analysis and posts submitted by its administrator or any of its members.

Membership level and content

By accessing this community service and its forums, you, the User, agree to be bound by the terms and conditions below (the “Terms”). These terms apply to anyone who views, uses, is a member of, participates in or interacts with the Site in anyway (the “User”). If you, the User, also called Member, do not agree to all of the Terms, please do not continue to be a member of White Oak Trading University. The Site may from time to time modify or revise the Terms by updating this Web page, the revised Terms will be in full effect upon being posted on this page. The Users use of the Site following any such change constitutes your agreement to follow and be bound by the Terms as changed. If any change is unacceptable to the User, the User’s only recourse is to terminate use of the Site.

The community member agrees to comply with instructions or directions from the community administrator.  The community member also agrees to comply with the rules of conduct of the community.

Access to the trading analysis and commentaries is done via monthly subscription installments, failure to renew monthly installments will result in termination of access to all services provided by White Oak Trading University. The User will have access to content of the school based on their membership level. Not all membership levels will have access to the same kind of information.

Online Trading Risks

Trading online carries risks such as power outages, telephone disconnections, and internet service interruptions. We advise all traders that they should have contingencies in place to handle such risks. A VPS system or a second phone such as a mobile phone in case the phone service is down, would be possible backup choices. A second internet provider such as a wireless service in addition to your ADSL or satellite service is a good idea and for day traders a generator backup system in case of power failure is also an important consideration.

Accuracy of Information
The content on this website is subject to change at any time without notice, and is provided for the sole purpose of teaching traders about supply/demand trading principles and concepts to assist traders to make independent investment and/or trading decisions. White Oak Capital investments takes reasonable measures to ensure the accuracy of the information on the website, however, does not guarantee its accuracy, and will not accept liability for any loss or damage which may arise directly or indirectly from the content or your inability to access the website, for any delay in or failure of the transmission or the receipt of any instruction or notifications sent through this website.

Site Availability
The content of this site is not intended for distribution, or use by, any person in any country where such availability or use would be contrary to local law or regulation. None of the services or trading systems referred to in this website is available to persons residing in any country where the provision of such services or investments would be contrary to local law or regulation. It is the responsibility of visitors of this website to ascertain the terms of and comply with any local law or regulation to which they are subject.

Risk Statement
I acknowledge that I fully understand that the risk factor in trading is substantial and that only “Risk Capital” should be used in leveraged trading. I understand that I am fully responsible for the funds I put at risk and fully accept all the consequences of every trading decision I make. I understand that no trading system has ever been devised that is totally safe to trade. I also agree that nobody at White Oak Trading University, it's members/subscribers  or any of the members of White Oak Capital Investments Corp. assume any responsibility for my trading losses at any time.

Past performance is not guarantee of future results. I understand that the methods and concepts described at White Oak Trading University are trading methodologies that are in use today solely because they have been profitable in the past — but that the past performance of these systems and concepts may yield different results in the future.

I therefore confirm that White Oak Trading University has not made, nor makes, any promises, guarantees, or warranties that my trading of financial instruments such as currencies, indices, equities, or futures, will result in a profit, or will not result in a loss.

I therefore agree to hold harmless White Oak Trading University/White Oak Capital Investments Corp. and anyone connected with school website at whether principals of the White Oak Trading University, other members of the school webiste, contractors, service companies, or any other person or entity financially connected with White Oak Capital Investments Corp., from any and all losses, costs, liabilities, responsibilities, or indebtedness, arising from my participation at the school website.

Risk Disclaimer and Reliability of Information
Forex, Stocks, futures, options and CFDs trading involve substantial risk due primarily to the leverage involved. Futures, Stocks and CFDs prices may fluctuate, and as a result, due to leverage, traders may lose more than their original investment. In no event should the content of this web site be construed as an express or an implied promise, guarantee or implication by or from or any of its employees, contractors, forum’s members and associates — that you will profit or that losses can or will be limited in any manner whatsoever. Past results are no indication of future performance. Information provided by (or in) this web site is intended solely for informative purposes and is either obtained from sources believed to be reliable or is presented with a belief based on experience that it is reliable. Information is in no way guaranteed. No guarantee of any kind is implied or possible where projections of future conditions are attempted.

The Site, its directors, or affiliates DO NOT in anyway guarantee that the information contained on the Site will generate profits for the User. By using this Site the User agrees to not hold liable, its directors, its affiliates or other users for losses the User may sustain while trading instruments, trading signals or trade recommendations discussed, recommend or alluded to on this Site.

Only risk capital should be used for trading; that is funds which can be afforded by the User to lose in entirety. While the Site has done its best to provide quality and accurate information and recommendations, the User assumes all risks of using or following such information or recommendations. The Site is not liable for any inaccuracies on this site which may result in the User sustaining any form of loss.

Content on the Site is for informational purposes only. Contributor’s submitted forecasts, commentaries, analysis and articles and are based upon information gathered from various sources believed to be reliable, complete, and accurate. However, no guarantee can be made as to the validity of the sources.

All statements and expressions in the Site are opinions, and not meant as investment advice or solicitation. Information provided is not personal investment advice. Seek guidance from a professional investment advisor before trading or investing. This Site is for informational purposes only and should be used at each individuals own discretion.  The reader of this material agrees that they are acting of their own accord and waive the Site and its directors or affiliates of any liability associated with losses or hardships which may result from using information within the Site.

Trade at your own risk. The information provided here is of the nature of a general comment only and neither purports nor intends to be, specific trading advice. It has been prepared without regard to any particular person’s investment objectives, financial situation and particular needs. Information should not be considered as an offer or enticement to buy, sell or trade.

You should seek appropriate advice from your broker, or licensed investment advisor, before taking any action. Past performance does not guarantee future results. Simulated performance results contain inherent limitations. Unlike actual performance records the results may under or over compensate for such factors such as lack of liquidity. No representation is being made that any account will or is likely to achieve profits or losses to those shown.

By using this Site, you acknowledge and accept that all trading decisions are your own sole responsibility, and the Site or anybody associated with the Site cannot be held responsible for any losses that are incurred as a result.

If you purchase or sell Equities, Futures, Currencies or Options you may sustain a total loss of the initial margin funds and any additional funds that you deposit with your broker to establish or maintain your position. If the market moves against your position, you may be called upon by your broker to deposit a substantial amount of additional margin funds, on short notice in order to maintain your position. If you do not provide the required funds within the prescribed time, your position may be liquidated at a loss, and you may be liable for any resulting deficit in your account. It is possible to lose substantially more money than you deposited in your account, if you use leverage in your trading. This can result in a large debt to broker, and financial hardship.

Under certain market conditions, you may find it difficult or impossible to liquidate a position. This can occur, for example, when the market makes a “limit move” or if the price “gaps” from one price to another (with no offsetting orders available between the two prices to get you out of your trade). The placement of contingent orders by you, such as a “stop-loss” or “stop-limit” order, will not necessarily limit your losses to the intended amounts, since market conditions may make it impossible to execute such orders.

Market Opinion

Any opinions, news, research, analyses, prices, or other information contained on this website is provided as general market commentary, and does not constitute investment advice. The Site will not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on such information.

We expect everyone to conduct themselves professionally and appropriately so everyone can benefit from a constructive learning environment.

Any concerns/feedback you have should be directed to Kevin Araujo privately for them to be addressed. Do not post concerns on any of the public forums used by whiteoakfx to advertise the school, such as but not limited to Twitter, Telegram, Youtube and the school forum. Any negative comments regarding White Oak University and it's services on any of the public forums will be grounds for you being banned from all public forums and removal from membership with the school.

Abuse of any kind will not be tolerated on this Site. Abuse includes but is not limited to: verbal or written abuse of the Site, its Users, Affiliates or Directors; attempting to access privileged information not granted to the User; spreading company-specific information in an attempt to manipulate price of a financial instrument. Any of these actions or other actions deemed by the Site to be abusive or illegal in nature could result in an immediate ban of the User from using interactive parts of the Site or loss of membership without refund if fees were paid.

The User agrees not to take legal action against, it’s directors, users, affiliates or management, or take any legal action that may directly or indirectly cause legal action to be taken against the Site, it’s directors, Users, affiliates or management based on such disciplinary action and the User’s only course of action is to cease using the Site.

Termination of subscription
The minimum subscription period will be 3 months. After this initial period, subscription will be renewed every month. The subscriber will be able to manage and cancel his subscription at any time after the initial period by cancelling their PayPal automatic payments. The subscriber can apply for a cancellation of his subscription at any moment, all you need to do is contact us by email and we will cancel your automatic payments for you and provide you with proof of that action being taken. Once cancellation of payments are fulfilled your membership tuition/payments will no longer be renewed for another monthly period.

All payments made through the Site are processed through PayPal . The Site holds no copies, nor does it have access to User’s personal financial information or credit card numbers. We will not intentionally disclose any personal information to any third parties, except when we believe in good faith that the law requires it. White Oak Trading University uses reasonable security methods to protect the data that resides on the servers that are made available to us through a third party. However, no security system is impenetrable. We cannot guarantee the security of those servers, nor can we guarantee that information that users supply will not be intercepted while being transmitted to us over the Internet.

Cancellation/Refund Policy

Because of the nature of the services we offer here at White Oak Trading University and the privileged information provided on our site, once you become a member/student with us, there are no refunds. Once the school receives your monthly tuition payment, there are no refunds. You are expected to keep track of your monthly payment schedule. The lessons, classroom sessions, commentary and analysis provided here at is proprietary and exclusively the ownership of White Oak Capital Investments Corp. and is made available only to students and members who pay to access this exclusive content. Once you have paid for access, it is understood that should you are agreeing to receiving the information and resources we provide as a result of having made a full payment.

If you decide you want to cancel your membership with please message us using the  "Contact Us" green tab on the bottom right corner of the website before a payment has been withdrawn and let us know your reason for intending to withdraw from your studies with us. We always like to have an opportunity to discuss a personalized learning solution for you and have found many students have benefited from this additional effort. Once an automatic payment has been withdrawn from your account to renew your membership/subscription with us, the payment will not be refunded. You are expected to keep track of billing dates and be responsible for when payments are made. Should an automatic payment be made to us, you will not be entitled to a refund of any kind as it will be understood that you intend to keep your membership and use the services we offer for your next membership payment term.

Copyright and non-disclosure
I therefore, in consideration of my involvement with White Oak Trading University and, wish to enter into this mutual agreement with White Oak Capital Investments Corp. and covenant to honor, adhere to, obey, and abide by all stipulations, agreements, and covenants contained herein.

The information provided in the site constitutes copyrighted teaching materials regardless of the medium the material is delivered. I understand that the trading concepts and principles the school site provides are proprietary in nature and, are available to me only by virtue of having a paid membership with White Oak Trading University. I further understand that they are available for my exclusive personal use and learning and not for the use of others. They may not be copied, distributed, disseminated, or otherwise made available to any person or entity, who does not have a paid up membership to Any reproduction of lessons, classroom sessions and any content provided to you in any other form provided by White Oak Trading University is solely to be used by yourself in the process of your learning and should not be made available to anyone else, shared or reproduced for profit. Failure to adhere to this will result in legal action taken against you. The only exception is a spouse and/or children over the age of 18 currently residing with me. A spouse or child not living with me or children not living at my residence must have their own paid accounts to take advantage of the schools content.

I agree not to copy, share, or otherwise disseminate to any person, corporation, partnership, or other entity, any copyrighted material(s) of White Oak Trading University, White Oak Capital Investments Corp. or Kevin Araujo without the written authorization and consent of White Oak Capital Investments Corp. 

I agree to adhere to all forum rules and restrictions. Failure to do so may result in permanent termination of my account without remedy or refund.

I acknowledge that the restrictive covenants contained herein are a reasonable and necessary protection of the legitimate business interest of White Oak Capital Investments Corp., and that my violation of them could cause substantial injury to White Oak Capital Investments Corp.

However, if any court or other body having jurisdiction shall at any time hold such covenants to be unenforceable or unreasonable, it will have no bearing on any other part of this agreement that has not been deemed unenforceable.

This agreement shall be construed, governed, and enforced in accordance with the laws of the province of Ontario, Canada. In addition, by executing this agreement both parties submit to the jurisdiction of the courts of the province of Ontario, Canada, for purposes of any action arising under this agreement. The captions are for convenience and reference only, and they shall not define, limit, or construe the contents of any provision, covenant or agreement. Except where the context indicates otherwise, words in the singular number shall include plural, and vice versa, and words in the masculine, feminine, or neuter gender shall include each other’s gender as well.

I agree to indemnify and hold White Oak Capital Investments Corp., its affiliates, employees, agents, forum’s members, successors and assigns harmless from and against any and all liabilities, losses, damages, costs and expenses, including attorney’s fees, incurred by White Oak Capital Investments Corp., arising out of my failure to fully and timely perform agreements herein. I also agree to pay promptly to White Oak Capital Investments Corp. all damages, costs and expenses, including attorney’s fees, incurred by White Oak Capital Investments Corp., in the enforcement of any of the provisions of this Agreement and any other agreements between me and, White Oak Trading University or White Oak Capital Investments Corp.

The term of this Agreement shall be ongoing commencing from the date of subscription and would only expire upon the expiration of any copyrighted material on the site and written notification by White Oak Capital Investments Corp., White Oak Trading University is owned and operated by White Oak Capital Investments Corp,. and any mention of White Oak Trading University or in this agreement refers to White Oak Investments Corp. as well.

Risk Warning
Membership Agreement
Community and Forum
Membership Levels
Trading Risk
Accurancy of Information
Site Availability
Risk Statement
Risk Disclaimer
Market Opinion
Termination of Subscription
Cancellation/Refund Policy
Copyright & Non-Disclosure
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